Find Medigap Rates In Your Area
The chart below shows basic information about the different benefits that Medigap policies cover. If a percentage appears, the Medigap plan covers that percentage of the benefit, and you must pay the rest. If a box is blank, the plan doesn't cover that benefit.
Medicare Supplement Plans ("Medigap")
| Plan Benefits | A | B | C | D | F* | G* | K | L | M | N |
|---|---|---|---|---|---|---|---|---|---|---|
| Part A coinsurance and hospital costs | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% | 100% |
| Part B coinsurance or copay | 100% | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100%*** |
| Blood (first 3 pints) | 100% | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100% |
| Part A hospice care coinsurance or copay | 100% | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100% |
| Skilled nursing facility care coinsurance | 100% | 100% | 100% | 100% | 50% | 75% | 100% | 100% | ||
| Part A deductible | 100% | 100% | 100% | 100% | 100% | 50% | 75% | 50% | 100% | |
| Part B deductible | 100% | 100% | ||||||||
| Part B excess charge | 100% | 100% | ||||||||
| Foreign travel emergency (up to plan limits) | 80% | 80% | 80% | 80% | 80% | 80% | ||||
| Out-of-pocket limits in 2024 | n/a | n/a | n/a | n/a | n/a | n/a | $7,220 | $3,610 | n/a | n/a |
* Medicare supplement plans F and G are also offered as high‑deductible plans by some insurance companies in some states. If you choose this option, this means you must pay for Medicare‑covered costs (coinsurance, copayments, deductibles) up to the deductible amount of $2,870 in 2025 before your policy pays anything.
**For Plans K and L, after you meet your out‑of‑pocket yearly limit and your yearly Part B deductible ($257 in 2025), the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission.
Find Medigap Plans Rates In Your Area
Find Medigap Plans Rates In Your Area
Medicare Supplement Plans ("Medigap")
Benefits
A B C D F* G* K L M N
Medicare Part A coinsurance and hospital costs (up to an additional 365 days after
Medicare Benefits are used)
100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
Medicare Part B coinsurance or copayment
100% 100% 100% 100% 100% 100% 50% 75% 100% ***100%
Blood (first 3 pints)
100% 100% 100% 100% 100% 100% 50% 75% 100% 100%
Part A hospice care coinsurance or copayment
100% 100% 100% 100% 100% 100% 50% 75% 100% 100%
Skilled nursing facility care coinsurance
-- -- 100% 100% 100% 100% 50% 75% 100% 100%
Part A deductible
-- 100% 100% 100% 100% 100% 50% 75% 50% 100%
Part B deductible
-- -- 100% -- 100% -- -- -- -- --
Part B excess charges
-- -- -- -- 100% 100% -- -- -- --
Foreign travel emergency
-- -- 80% 80% 80% 80% -- -- 80% 80%
Benefits
A B C D F* G* K L M N
**Out of Pocket Limit
$7,220 $3,610
* Medicare supplement plans F and G are also offered as high‑deductible plans by some insurance companies in some states. If you choose this option, this means you must pay for Medicare‑covered costs (coinsurance, copayments, deductibles) up to the deductible amount of $2,870 in 2025 before your policy pays anything.
**For Plans K and L, after you meet your out‑of‑pocket yearly limit and your yearly Part B deductible ($257 in 2025), the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission.
Medicare Supplement Plans ("Medigap")
Benefits
A B C D F* G* K L M N
Medicare Part A coinsurance and hospital costs (up to an additional 365 days after Medicare Benefits are used)
100% 100% 100% 100% 100% 100% 100% 100% 100% 100%
Medicare Part B coinsurance or copayment
100% 100% 100% 100% 100% 100% 50% 75% 100% ***100%
Blood (first 3 pints)
100% 100% 100% 100% 100% 100% 50% 75% 100% 100%
Part A hospice care coinsurance or copayment
100% 100% 100% 100% 100% 100% 50% 75% 100% 100%
Skilled nursing facility care coinsurance
-- -- 100% 100% 100% 100% 50% 75% 100% 100%
Part A deductible
-- 100% 100% 100% 100% 100% 50% 75% 50% 100%
Part B deductible
-- -- 100% -- 100% -- -- -- -- --
Part B excess charges
-- -- -- -- 100% 100% -- -- -- --
Part B deductible
-- -- 80% 80% 80% 80% -- -- 80% 80%
Benefits
A B C D F G K L M N
**Out of Pocket Limit
$7,220 $3,610
* Medicare supplement plans F and G are also offered as high‑deductible plans by some insurance companies in some states. If you choose this option, this means you must pay for Medicare‑covered costs (coinsurance, copayments, deductibles) up to the deductible amount of $2,870 in 2025 before your policy pays anything.
**For Plans K and L, after you meet your out‑of‑pocket yearly limit and your yearly Part B deductible ($257 in 2025), the Medigap plan pays 100% of covered services for the rest of the calendar year.
*** Plan N pays 100% of the Part B coinsurance, except for a copayment of up to $20 for some office visits and up to a $50 copayment for emergency room visits that don’t result in an inpatient admission.